/* Supplied brand mark, quiet color, and a clearer homeowner journey. */
:root{--blue:#6540a3;--brand-violet:#6540a3;--brand-aqua:#58cbd2;--brand-pink:#e8adf0;--header:88px;--soft:#f6f6f8}
.site-header{padding-inline:40px;gap:24px;background:#fff}
.site-header.scrolled{background:rgba(255,255,255,.97)}
.site-header::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,#81e4e9,#c9b3eb,#edb0ed,#e9e9ed)}
.brand{gap:12px}
.brand-logo{width:72px;height:auto;display:block;flex:none;border-radius:3px}
.brand-name{font-size:12px;max-width:180px;letter-spacing:.1em;line-height:1.35}
.brand-tagline{font-size:9px;letter-spacing:.07em;margin-top:4px;color:#62636c}
.desktop-nav{display:flex;gap:10px}
.desktop-nav a{font-size:14px;padding:10px 16px}
.desktop-nav a:hover,.desktop-nav a[aria-current=page],.menu-toggle:hover{background:#f2edf8}
.header-actions{gap:12px}
.header-cta{font-size:14px;padding:10px 19px;background:#22232c}
.header-cta:hover{background:var(--brand-violet)}
.help-label-short{display:none}
.menu-toggle{font-size:14px;padding:10px 12px}
.menu-panel{background:linear-gradient(150deg,#fff 65%,#f6f0fb);padding-top:52px}
.menu-group h2{color:var(--brand-violet);font-size:14px}
.menu-group a{font-size:clamp(18px,1.6vw,23px)}
.menu-group a:hover{color:var(--brand-violet)}
.progress-bar,.tool-progress span{background:linear-gradient(90deg,var(--brand-aqua),var(--brand-violet),var(--brand-pink))}
.btn.blue{background:var(--brand-violet)}
.btn.blue:hover{background:#4e2e85}
.btn{transition:background .2s,transform .2s,box-shadow .2s}
.btn:hover{box-shadow:0 5px 16px #19152212}
.text-link:hover{color:var(--brand-violet)}
.step-num,.row-index{color:var(--brand-violet)}
.page-hero:not(.photo){background:radial-gradient(ellipse at 0 0,#effafb80,transparent 55%),linear-gradient(120deg,#f7f7f9,#f6f1fa)}
.site-footer{background:#f7f7f9;border-top:2px solid #d4c1eb}
.footer-brand .brand-logo{width:86px}
.footer-brand .brand-name{font-size:12px}
.footer-col h2{font-size:14px}
.footer-col a{line-height:1.6}
.brand-wash{background:radial-gradient(ellipse at 100% 0,#e7f8fa 0,transparent 55%),linear-gradient(115deg,#f7f3fc,#faf9fc)}
.homeowner-feature{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center}
.homeowner-feature h2{font-size:clamp(32px,3.1vw,48px);margin-bottom:22px}
.homeowner-feature .intro-copy{font-size:18px;line-height:1.75;color:#565962;max-width:580px}
.homeowner-feature .button-row{justify-content:flex-start;align-items:center;margin-top:30px;gap:24px}
.help-preview{border-top:2px solid #b998d2;padding-top:26px}
.help-preview ol{list-style:none;padding:0;margin:15px 0 25px}
.help-preview li{display:flex;gap:20px;padding:22px 0;border-bottom:1px solid #dedbe6}
.help-preview li>span{color:var(--brand-violet);font-size:14px;line-height:1.9;letter-spacing:.06em}
.help-preview h3{font-size:20px;letter-spacing:-.025em;margin:0 0 8px}
.help-preview li p{font-size:16px;line-height:1.7;color:#595c65;margin:0}
.help-hero{display:grid;grid-template-columns:1.06fr 1fr;min-height:620px;background:#faf9fc}
.help-hero-copy{padding:42px 6vw 52px 7vw;align-self:center}
.help-hero-copy .breadcrumb{justify-content:flex-start;margin-bottom:40px}
.help-hero h1{font-size:clamp(36px,4vw,62px);line-height:1.06;letter-spacing:-.045em;margin:20px 0 24px}
.help-hero .lede{font-size:21px;color:#32343c;line-height:1.6;max-width:560px;margin:0 0 18px}
.help-hero-copy>p:not(.lede):not(.eyebrow){font-size:16px;line-height:1.75;color:#666672;max-width:550px}
.help-hero-copy .button-row{justify-content:flex-start;gap:12px;margin-top:28px}
.help-hero-copy .btn{min-width:0;flex:1;max-width:235px;padding-inline:17px}
.help-phone{display:inline-block;font-size:14px;margin-top:22px;text-decoration:underline;text-underline-offset:4px}
.help-hero-photo{position:relative;min-height:100%;overflow:hidden;background:#555d52}
.help-hero-photo>img{display:block;position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:48% center}
.help-hero-photo::after{content:"";position:absolute;inset:45% 0 0;background:linear-gradient(transparent,#11182099);pointer-events:none}
.help-photo-caption{position:absolute;z-index:1;bottom:36px;left:42px;right:32px;color:#fff}
.help-photo-caption span{font-size:12px;letter-spacing:.16em;text-transform:uppercase}
.help-photo-caption p{font-size:30px;letter-spacing:-.04em;margin:10px 0 0}
.help-intro{text-align:center;max-width:850px;margin:auto}
.help-intro h2{font-size:clamp(30px,3.1vw,46px)}
.help-intro>p:last-child{font-size:18px;line-height:1.8;color:#595d66;margin-top:24px}
.help-offers{display:grid;grid-template-columns:1fr 1fr;gap:0 64px}
.help-offer{display:grid;grid-template-columns:36px 1fr;gap:15px;padding:34px 0;border-top:1px solid #dddbe5}
.help-offer-number{font-size:14px;color:var(--brand-violet);line-height:2}
.help-offer h3{font-size:24px;letter-spacing:-.03em;margin:0 0 15px}
.help-offer p{font-size:16px;line-height:1.8;color:#5c5f68;margin:0 0 20px}
.help-offer .text-link{font-size:14px}
.help-topics{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.help-topics>a{display:block;border-top:2px solid #bea4da;padding:28px 24px;background:#f8f7fa;transition:background .2s,transform .2s}
.help-topics>a:hover{background:#f0edf6;transform:translateY(-3px)}
.help-topics span{display:block;font-size:23px;font-weight:600;letter-spacing:-.035em}
.help-topics p{font-size:16px;line-height:1.7;color:#61636b;margin:15px 0 24px}
.help-topics small{font-size:14px;color:var(--brand-violet);text-decoration:underline;text-underline-offset:4px}
.help-topic-note{font-size:14px;color:#666875;line-height:1.8;margin-top:25px}
.help-plan-section{padding-top:25px}
#prepare{scroll-margin-top:115px}
.help-funding{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start}
.help-funding p{font-size:17px;line-height:1.8;color:#5c5f68;margin:0 0 22px}
.help-funding .eyebrow{font-size:12px}
.help-email{font-size:14px!important;text-decoration:underline;text-underline-offset:4px;margin-top:24px!important}
@media(max-width:1150px){.site-header{padding-inline:24px;gap:16px}.brand-logo{width:64px}.brand-name{font-size:11px}.desktop-nav{gap:0}.desktop-nav a{padding-inline:12px}.homeowner-feature{gap:45px}.help-hero-copy{padding-inline:5vw}.help-hero h1{font-size:44px}.help-hero-copy .button-row{flex-direction:column;align-items:stretch}.help-hero-copy .btn{max-width:100%}.help-offers{gap:0 36px}.footer-top{gap:36px 26px}.footer-brand .brand{flex-wrap:wrap}}
@media(max-width:960px){.desktop-nav{display:none}.help-hero{min-height:610px;grid-template-columns:1.1fr 1fr}.help-hero h1{font-size:39px}.help-hero .lede{font-size:19px}.help-photo-caption{left:25px}.help-photo-caption p{font-size:25px}.homeowner-feature{gap:38px}.help-funding{gap:40px}}
@media(max-width:760px){:root{--header:76px}.site-header{padding-inline:16px;gap:12px}.brand{gap:8px}.brand-logo{width:53px}.brand-name{font-size:10px;letter-spacing:.045em;max-width:140px}.brand-tagline{font-size:8px;letter-spacing:0}.header-actions{gap:6px}.header-cta{display:block;font-size:12px;padding:9px 10px}.help-label-full{display:none}.help-label-short{display:inline}.menu-toggle{padding:9px 6px;font-size:12px}.menu-panel{padding-top:30px}.menu-group a{font-size:21px}.menu-layout{gap:35px}.homeowner-feature,.help-offers,.help-funding{grid-template-columns:1fr;gap:32px}.homeowner-feature .button-row{align-items:flex-start;gap:20px}.help-preview{margin-top:5px}.help-hero{grid-template-columns:1fr;min-height:0}.help-hero-copy{padding:30px 24px 40px}.help-hero-copy .breadcrumb{margin-bottom:28px}.help-hero h1{font-size:clamp(36px,9vw,48px)}.help-hero .lede{font-size:19px}.help-hero-copy .button-row{margin-top:25px}.help-hero-photo{min-height:320px}.help-hero-photo>img{object-position:center 47%}.help-photo-caption{left:24px;bottom:25px}.help-intro>p:last-child{font-size:17px}.help-offers{gap:0}.help-offer{grid-template-columns:27px 1fr;gap:10px;padding-block:28px}.help-offer h3{font-size:23px}.help-topics{grid-template-columns:1fr;gap:18px}.help-topics>a{padding:23px}.help-topics p{margin:12px 0 18px}.help-plan-section{padding-top:0}.help-funding{gap:18px}.footer-brand .brand{flex-wrap:nowrap}.footer-brand .brand-logo{width:78px}.footer-brand .brand-name{max-width:190px}.footer-col h2{font-size:14px}.footer-col a{font-size:14px}}
@media(max-width:370px){.site-header{padding-inline:10px;gap:6px}.brand-logo{width:43px}.brand-name{font-size:9px}.brand-tagline{font-size:7px}.header-cta{padding-inline:8px}.header-actions{gap:3px}}
@media(prefers-reduced-motion:reduce){.btn,.help-topics>a{transition:none}.help-topics>a:hover{transform:none}}
@media print{.help-hero{display:block}.help-hero-photo{display:none}.help-hero-copy{padding:20px 0}.help-offers{display:block}}